Asset Finance

contact now

Asset Finance

Asset finance is a funding solution that helps businesses acquire essential equipment, vehicles, or machinery without the need for large upfront payments. Instead of purchasing assets outright, businesses spread the cost over time through fixed repayments, preserving cash flow. It’s commonly used to finance new or used assets or to release capital from existing assets.

Main Types of Asset Finance Facilities:

  1. Hire Purchase (HP) – The business pays for the asset in instalments and owns it outright after the final payment.
  2. Finance Lease – The business rents the asset for an agreed period, with the option to continue leasing, upgrade, or return it at the end.
  3. Operating Lease – Similar to a finance lease but typically shorter-term, with lower monthly payments and no ownership option.
  4. Asset Refinancing – Allows businesses to unlock capital by borrowing against the value of existing assets.
  5. Contract Hire – Mainly used for vehicle leasing, providing a cost-effective way to access and maintain fleet vehicles.

Asset finance is a flexible way for businesses to acquire or leverage assets without heavy upfront costs, ensuring better cash flow management and operational efficiency.

Why use Paramis Finance for Asset Finance?

  • Access to Multiple Lenders – We have relationships with a wide range of finance providers, increasing your chances of securing the best deal.
  • Expert Guidance – We understand different asset finance options and help businesses choose the most suitable facility for your needs.
  • Better Rates & Terms – We negotiate competitive interest rates, repayment terms, and structures tailored to the business.
  • Time-Saving – Instead of dealing with multiple lenders, let us handles the search, paperwork, and application process.
  • Increased Approval Chances – We know lender criteria and can present applications in a way that improves the likelihood of approval.
  • Cash Flow Management – We ensure financing solutions align with the business’s budget, minimising financial strain.
  • Flexible Funding Options – We find bespoke solutions, including hire purchase, leasing, and refinancing, based on the business’s goals.
  • Ongoing Support – We offer continued advice, helping businesses adjust finance arrangements as they grow.

Using Paramis Finance ensures your business can get the right funding, at the best price, with minimal hassle—allowing you to invest in essential assets while maintaining financial stability.

Paramis Finance

To Request a No-obligation Quote Please Contact Us on
0161 399 4159 or Email shaun@paramisfinance.co.uk

contact now

© 2025 Paramis Finance