Invoice Finance

Invoice Finance

Invoice finance is a financial solution that helps businesses improve cash flow by unlocking the value of unpaid invoices. Instead of waiting for customers to pay, a business can receive an advance—typically up to 90% of the invoice value—from a finance provider. The remaining balance, minus fees, is paid once the customer settles the invoice.

There are two main types of invoice finance:

  • Invoice Factoring – The finance provider manages credit control and collects payments directly from customers.
  • Invoice Discounting – The business retains control of collections, keeping the arrangement confidential.

This solution is ideal for businesses needing quick access to working capital, reducing cash flow gaps, and supporting growth.

What are the main benefits of Invoice Finance?

  • Improved Cash Flow – Get quick access to funds tied up in unpaid invoices, reducing cash flow gaps.
  • Faster Growth – Use the advanced funds to invest in new opportunities, stock, or expansion.
  • Reduced Late Payment Risk – Protect your business from cash flow issues caused by delayed customer payments.
  • Flexible Funding – The amount you can access grows as your sales increase, unlike fixedterm loans.
  • Outsourced Credit Control (Factoring) – Some providers handle collections, saving you time and resources.
  • No Need for Traditional Loans – It’s a financing option based on your sales, not your credit history or assets.
  • Confidential Option (Discounting) – Keep control of customer relationships while still benefiting from improved cash flow.
  • Invoice finance is a great solution for businesses looking to manage working capital efficiently and maintain financial stability.

How do I choose the best option for my business?

With over 100 invoice finance providers available, navigating all the options can be challenging for many SMEs. Without expert guidance, businesses risk selecting a facility that is not fully aligned with their needs, facing excessive fees, or encountering unnecessary restrictions that could hinder growth and flexibility.

As an independent broker, Paramis Finance can help you navigate the market with confidence.

Why use Paramis Finance for Invoice Finance?

We will help your business find the best funding solutions for your business by connecting you with the right lenders.

  • Access to a Wide Range of Lenders – We have relationships with multiple finance providers, increasing your chances of finding the best deal.
  • Expert Advice – We assess your financial needs and recommend tailored funding options.
  • Time-Saving – Instead of researching and applying to multiple lenders, let us do the legwork for you.
  • Better Rates & Terms – We can negotiate on your behalf to secure more competitive rates and flexible repayment terms.
  • Specialist Knowledge – We understand all the different financing products, from invoice finance to business loans, and match you with the most suitable option.
  • Increased Approval Chances – We know lenders criteria and can structure applications to maximize approval rates.
  • Ongoing Support – We provide continued assistance to ensure your finance solution remains right for your business.

Using Paramis Finance can make securing business funding faster, easier, and more costeffective.

Paramis Finance

To Request a No-obligation Quote Please Contact Us on
0161 399 4159 or Email shaun@paramisfinance.co.uk

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